RBC Avion Visa Infinite Business Credit Card Review

Scale your Canadian business with the RBC Avion Visa. Earn 1.25 points per dollar and enjoy total travel freedom with no blackout dates.

For the ambitious Canadian business owner, growth isn’t just a goal—it’s a daily mission. The RBC Avion Visa Infinite Business Card is engineered to be more than just a financial tool; it’s a high-performance engine for your company’s aspirations. By turning every operational expense into premium travel rewards, this card ensures that your hard work at the office translates into world-class experiences. Whether you’re scaling a startup or managing an established firm, the prestige of the Avion brand provides the flexibility and elite status your professional life demands.

As a business cardholder, you gain the freedom to book any flight on any airline, ensuring your corporate travel is as efficient as your business model. Beyond the runway, you’ll benefit from a suite of management tools designed to simplify your bookkeeping and protect your bottom line. It’s time to stop just spending and start investing in your next global opportunity. With RBC, your business doesn’t just run—it soars with the grace of a market leader!

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RBC Avion Visa Infinite Business

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Discover Premium Corporate Advantages

1. Elite Earning Power: Collect 1.25 Avion points for every $1 CAD spent on all business purchases.
2. The “Any Flight” Promise: Redeem points for any available seat on any airline, anywhere in the world.
3. Petro-Canada Savings: Link your card to save 3¢/L on fuel and earn 20% more Petro-Points at the pump.
4. Premium Travel Insurance: Enjoy peace of mind with trip cancellation and interruption coverage for business journeys.
5. Emergency Medical Protection: Extensive out-of-province medical coverage for you and your travelling employees.
6. Purchase Security: Most items bought with your card are protected against theft or damage for 90 days.
7. Extended Warranty: Double the manufacturer’s warranty on eligible business equipment and electronics.
8. Hertz Gold Plus Rewards: Gain complimentary Five Star status and earn bonus points on car rentals.
9. Business Payback: Use your points to pay down your card balance, giving your cash flow an extra boost.
10. Expense Management Tools: Access detailed reporting to track employee spending and simplify your tax season.
11. Visa Infinite Concierge: Your personal assistant for securing dinner reservations, event tickets, and travel planning.

Who Is Eligible?

To secure this elite business tool, applicants must meet the following Canadian standards:

• Business Ownership: You must be a sole proprietor, partner, or a director of a corporation registered in Canada.
• Residency Requirement: You must be a permanent resident or Canadian citizen.
• Legal Standing: Applicants must be the age of majority in their province (18 or 19).
• Financial Threshold: A minimum personal income of $60,000 or a household income of $100,000 is typically required.
• Credit Excellence: A strong personal and business credit history is essential for approval.

How to Secure Your Business Card

1. Visit the RBC Business Hub: Head to the official RBC Royal Bank website and navigate to the Business Credit Cards section.
2. Enter Business Credentials: Provide your legal business name, industry type, and Canada Revenue Agency (CRA) business number.
3. Submit Personal Information: Include your legal name, contact details, and home address for the credit verification process.
4. Detail Your Revenue: Accurately report your annual business revenue and your personal gross income.
5. Add Employee Cards: Specify if you require supplementary cards for your staff and set individual spending limits.
6. Confirm the Terms: Acknowledge the $175 annual fee and the standard interest rates (currently 19.99% on purchases).
7. Digital Signature: Submit the application electronically and watch for a confirmation email regarding your status.

Frequently Asked Questions

1. What is the annual fee for this card? The primary card carries a $175 annual fee.
2. Can I use my points for things other than flights? Yes! Points can be used for merchandise, gift cards, or financial products.
3. How do I link my Petro-Canada card? You can easily link them via the RBC mobile app or online banking portal.
4. Are there blackout dates for travel? No, the Avion programme allows you to fly whenever a seat is available.
5. Does this card help with my business taxes? Yes, the detailed monthly and annual spending reports make accounting much easier.
6. What is the interest rate for cash advances? The current rate for cash advances is 22.99%.
7. Can I transfer points from my personal Avion card? Yes, RBC allows you to consolidate points between your eligible personal and business accounts.
8. Is there a limit on how many points I can earn? No, there is no cap on the number of Avion points your business can accumulate.
9. How does the mobile device insurance work? You must pay your monthly mobile bill with the card to maintain coverage.
10. Is this card accepted globally? Yes, it is a Visa Infinite card, accepted at millions of merchants worldwide.

CREDIT CARD

RBC Avion Visa Infinite Business

Program Rewards Insurance Free

APPLY NOW You will be redirected